Insurance
Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy or assessment services. If services are not covered by your insurance please contact us to discuss rates.
Ramous Psychology & Associates accepts the following insurance companies:
Blue Cross Blue Shield/Highmark
UPMC
UPMC for life
Aetna
Medicare
Cigna
We would recommend asking these questions to your insurance provider to help determine your benefits:
• Does my health insurance plan include mental health/behavioral benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?
Payment
If you have a co-payment or deductible or services are not covered by your insurance, we accept cash, check and all major credit cards as forms of payment.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.
Any Other Questions
Please contact us for any additional questions you may have. We look forward to hearing from you!